Fees
Capstone works for you
As your fiduciary, Capstone works for you rather than for an insurance company or investment firm. Transparent advisory fees are earned by Capstone Wealth for financial planning, investment advice and wealth management services. The advisory fee represents a small percentage of the value of the portfolio and is withdrawn from the portfolio each quarter. Consulting services are available on a subscription basis to help you prepare for financial transitions such as selling your business.
Advisory Fees
Capstone’s advisory fees are based on the size of your portfolio. The fee is stated as a percent of the total portfolio. The fee earned by Capstone Wealth is withdrawn quarterly from your account.
Below are examples of Capstone’s advisory fees for various portfolio sizes:
| Portfolio Size |
Quarterly Rate (%) |
Annual Rate (%) |
|---|---|---|
| $2.5 million* | 0.22375% | 0.895% |
| $5 million | 0.18062% | 0.7225% |
| $10 million | 0.1403% | 0.56% |
| $15 million | 0.1185% | 0.4742% |
*We are pleased to serve clients whose portfolios are smaller than $2.5 million.
Subscription Service
Capstone Security Builder
Want to make a smooth transition out of your business, commercial property, farm or ranch? Capstone’s Security Builder service is available to you on a subscription basis ($5,000 annually, billed at $1,250 per quarter). Capstone Security Builder service is also available if you are an executive or professional who could benefit from financial planning advice as you prepare for retirement.
Investment Costs
Transparency about investment costs is integral to a great investment experience. We’ll talk with you about the effects of expense ratio, turnover, cash drag, and income tax friction so you are empowered to make decisions that minimize the impact on your investments.